How does our platform work?
We explain the process for suppliers in 6 simple steps
01
The company upload invoices on the portal
02
aklara runs the auction and assigns the winning bidder
03
The bidder transfers the funds to aklara
04
aklara sends the funds to the company
05
At maturity, the buyer pays the full invoice amount to aklara
06
aklara reconciles all transactions with the participants
How does the process work?
For suppliers on aklara factoring
1
Registration
During the registration process, you need to provide:
-
General company information
-
Financial statements
-
RFC and CIEC code
-
Credit score check
3
Contract signing
Once our proposal is accepted, we will digitally send you the agreement for review and execution.
Once signed, we will generate your portal access and provide more information on how to start.
2
Risk assessment
Our risk team evaluates different factors, issues a pre-approval letter, and once the file is complete (you must provide the legal and tax documentation of the company), it is submitted to the committee for formal approval.
4
Finance your growth
Investors in the aklara marketplace will compete to finance your invoices and acquire the collection rights.
At the end of the auction, you must digitally sign all documents that support the factoring transaction in favor of the winning bidder.
1
Registration
During the registration process, you must provide:
-
General company information
-
Financial statements
-
RFC and CIEC code
-
Authorization to consult the company’s credit
2
Risk assessment
Our risk team evaluates various factors, performs a pre-authorization, and once the file is complete (you must provide the legal and tax documentation of the company), it is submitted to the committee for formal approval.
3
Contract signing
Once our proposal is accepted, we will send you the adhesion agreement digitally through the aklara platform for review and signature.
Once signed, we will generate your portal access and guide you through how to start operating.
4
Finance your growth
Investors in the aklara marketplace will compete to finance your invoices and acquire the collection rights.
At the end of the auction, you must digitally sign the assignment and documents that support the factoring transaction in favor of the winning bidder.
Benefits of aklara factoring
For suppliers
Supplier registration
Turn your invoices into fast, hassle-free cashflow.
aklara charges a fixed annualized commission over the value of each awarded auction.
aklara conducts a comprehensive risk assessment of suppliers in traditional factoring or buyers in reverse factoring before granting access to the platform.
This analysis includes a review of the following information:
a) legal, b) financial, c) tax, and d) credit-related.
If your invoice auction is awarded, the funds are transferred no later than the next business day after the auction closes.
The SAT recognizes the use of financial factoring for business operations and provides guidelines to ensure clarity in the issuance of CFDIs.
This guide will be shared by the aklara team during the onboarding process to our platform.
